In vitro fertilization, or IVF, is a reproductive option that can make parenthood a reality for people with fertility issues. However, it is a costly option. According to the American Society of Reproductive Medicine, in the United States the average cost of one round of in vitro fertilization is about $12,400. With some people requiring multiple rounds of IVF to achieve a pregnancy and the birth of a healthy baby, the costs associated with the IVF process can quickly skyrocket. There are many factors that can affect the price of in vitro fertilization. It can depend upon the area where you live, the doctor that you choose, the IVF medications that you must take, and how much your insurance will cover, if your insurance covers any of the cost at all.
The region of the country that you live in can have a major effect on the availability and affordability of IVF treatment. For example, you will have a greater access to different options in IVF if you are living in New York City as opposed to a lesser populated area with only one or two medical centers in the region. Living in a large metropolitan city can mean access to more experienced doctors, more reputable clinics with a higher rate of success, and the ability to compare and choose among your options. Smaller cities may only offer a handful of IVF treatment options where the price is set. However, even providing a multitude of options to choose from, in vitro fertilization will never be considered inexpensive.
Most people rely on their health insurance to help them with the cost of pricey medical procedures. Yet, there is no guarantee or mandate that in vitro fertilization treatment must be covered on all health insurance plans. With the Affordable Care Act, or Obamacare as it is sometimes called, in place, major medical health insurance providers are required to cover maternity care. This can include fertility treatment, in some cases. However, IVF coverage can vary by state. The following states require major health plans to include some level of IVF coverage: Arkansas, California, Connecticut, Hawaii, Illinois, Louisiana, Maryland, Massachusetts, Montana, New Jersey, New York, Ohio, Rhode Island, Texas and West Virginia. That being said, the actual procedures, medications and other necessary parts of IVF treatment covered can vary from plan to plan. All the same, even if some of your IVF treatment is covered by your medical health insurance, it can still be a very costly endeavor.
With all of these variables in cost in place, it is important to consider the parts of IVF treatment where you may be able to save money. While moving to a different part of the country to receive in vitro fertilization treatment may not be a realistic option for prospective parents, finding a resource for inexpensive or more affordable medication options is realistic. Online IVF pharmacies can provide discount fertility medications for IVF patients. Almost everyone has access to online resources, and online pharmacies can deliver medications to patients no matter where they live. Finding a reliable pharmacy that offers IVF medications at affordable prices can truly decrease the financial burden on prospective parents and may make the difference in being able to go through with IVF treatment, and becoming parents, or not.