An exciting new trend at the workplace has more employers offering fertility benefits to their workers. In the past, only trendy new tech startups offered something as radical as insurance covering fertility treatment, Follistim costs and other related expenditures. A new and improved employment landscape now shows that more employers are seeing the benefit to offering fertility coverage.
Tech firms have long led the field when it came to generous reproductive coverage as the competition for the best and brightest had to also include amazing health packages. However, strong economies mean employees have more choices about where they work, even those who don’t know how to defragment their laptops. If you currently work for a company no offering benefits, or offers limited benefits, the following information could give you enough information to make a good push for it at your place of work.
Infertility Coverage at the Workplace by the Numbers
A recent survey stated that employees are 40% more likely to believe their employer is meeting the needs of today’s families when fertility treatment is part of the health care package. This also translated into the perception that the employer cared about them as individuals, and listened to their needs. With the average cost of IVF treatment running around $23,000, which includes all of the fertility medications and consultations, it makes sense that employees would gravitate toward a forward-thinking company health care plan.
This is only going to become more of a growing concern as infertility and those seeking IVF to start their families increases. Currently, one in eight Americans struggles with infertility. Since 2005 the CDC reports that the rate of IVF treatments has grown by 70%. That means by 2020 the CDC is predicting there to be nearly 400,000 IVF procedures. The money and the means must come from somewhere and those employers failing to embrace the new trend may very well fail to attract new talent. 63% of American workers still have little to no coverage for fertility treatment. Compare that to the UK. Since 2004 their National Health Service offers IVF for women of childbearing years. France also has a similar policy. So why is the U.S. behind other countries in providing this type of care?
How to Get Fertility Treatment Coverage at Work
One of the first things to do when planning to approach HR or your benefits department with the idea for increased fertility coverage, is to cite studies that show how the costs, which are actually minimal, and translate into lower employer expenses. There are some great studies to use online and they illustrate that the time has come for the workplace to move toward the same types of coverages offered in other civilized countries. Think your current company will never go for this additional coverage? This list of companies offering IVF treatment coverage may be just the answer.
Which Industries Cover More Fertility Costs?
To date, the technology sector still ranks highest, but closely following them are the accounting and consultation fields. Banking and finance industries also offer a high percentage of coverage. Interestingly enough, both the fashion and media sectors offer IVF to their employees. Just recently government benefits packages were upgraded to include fertility benefits, which means that in some cities even local government workers, such as police officers, teachers and city workers have this type of coverage. Don’t discount the nonprofit organizations. Many such groups, for example, the Gates Foundation, offer some of the best IVF benefits in the country. Other groups such as the Ford Foundation and UNICEF also offer IVF coverage (though partial). Each year a list of the Best IVF Coverages offered by Employers is released. Maybe it is time for a career change?
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